It is my great privilege to represent the people of Monash in the Parliament of Australia. Our local area is a great place to live, work and raise a family and I work to ensure it continues to be an even better place for us all.
In addition to serving our Monash community, I am a vocal advocate for a just and compassionate society with a focus on: a fair and sustainable NDIS, care and dignity for our elders and their carers, respect for women, flexibility and support for small businesses and the humane treatment of refugees.
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Please see here for your local council Anzac Day Services. ... See MoreSee Less
The Australian Banking Association (the ABA) has launched a new campaign called ‘Don’t tough it out on your own’.
We know that Aussies are doing it extra tough at the moment with interest rate rises, spiralling inflation and ever increasing insurance premiums – all adding further pain to already stretched household budgets.
If you’re struggling with home loans, credit cards, business loans or personal loans - please reach out to your bank.
They can assist you with lowering home loan or credit card repayments, restructuring the length of your loan, moving to interest-only payments or deferring payments for a period of time.
Alternatively, contact your financial institution and have a chat with them to see how they can assist during this cost-of-living crisis. ... See MoreSee Less
This sounds great in theory, but if you’re not actually behind on your mortgage, just struggling to keep food on the table - alerting the bank to your situation will likely result in them checking your account for risk mitigation. Sanctions are likely - like asking for unscheduled income/expenses checks (for your own good), or locking up your cards if they’re slightly over limit for a week (when you were going to catch them up on payday so you can buy fuel to get to work). That’s my experience from years ago - maybe banks are more compassionate these days, but I wouldn’t let them know I’m in trouble. Make your own adjustments and seek an independent financial Counsellor is my advice (they’re usually free). Or just make a bargaining call to your bank to get a better rate without disclosing anything.
The main thing here is that all those measures to help do nothing but prolong and increase debt.
If you think these steps benefit the consumer you have no idea about finance. And no idea about banks lol
It's a bit sad to see a politician promoting the ABA. They are there for the industry... not the people.
My bf did it for 2mths, as he lost his job and is on insurance payments. The bank still took his payment out twice. Such a stuff around. Took them a week to put the money back in , on both occasions.
Bankers thinking about their customers... there's a first. 'Please talk to your bank' and get crocodile tears.